BNY Mellon is a wholly owned subsidiary of The Bank of New York Mellon Corporation and part of the global corporate trust business.

BNY Mellon Australia Pty Ltd ('BNY Mellon') provides document custody services, it acts as lender of record, provides management and reporting services, registrar, issuing & paying agent services,  it acts as security trustee, series (issuer) trustee, trust manager  and warehouse trustee,  it provides advanced analytics, investor reporting, back up services and calculation agent services in Australia.

The Bank of New York Mellon services US$12 trillion in outstanding debt from 54 locations around the world. It services all major debt categories, including corporate and sovereign debt, mortgage-backed and asset-backed securities, collateralised debt obligations, derivative securities and debt offerings.

Corporate trust providers are appointed by corporations, municipal governments and other entities issuing debt to perform a variety of duties, including servicing and maintaining the debt issue, processing principal and interest payments for investors, representing investors in defaults, and providing value added services for complex debt structures.

The Bank of New York Mellon Corporation is a global financial services company focused on helping clients manage and service their financial assets, operating in 34 countries and serving more than 100 markets. The company is a leading provider of financial services for institutions, corporations and high net-worth individuals, providing asset management and wealth management, asset servicing, issuer services, clearing services and treasury services through a worldwide client-focused team. It has more than $23 trillion in assets under custody and administration and more than $1.1 trillion in assets under management. Additional information is available at bnymellon.com.

Contact:
Jennifer Scott-Gray
Vice President · Head of Business Development and Marketing
Tel +61 2 8295 8812
Fax +61 2 8295 8652
Email jscott-gray@bnytrust.com.au

nabCapital's securitisation team has a depth of experience and expertise across multiple asset classes aimed at delivering value and cost effective solutions. As one of the most active securitisation houses in Australia and New Zealand, we’re able to tailor balance sheet, conduit and term solutions designed to provide flexibility and growth for our clients.

Our strength and expertise in securitisation is augmented by a proven and successful distribution capability spanning Australia, New Zealand, Asia, Europe and the US. Our team also has strong working relationships with key parties such as rating agencies, legal advisers and trustees, so we are well placed to deliver an efficient and fully informed transaction process.

So, if you’re looking to maximise the value of your next transaction, talk to the nabCapital securitisation team today:

John Barry
Managing Director,
Head of Securitisation – Australasia
+61 3 8641 4185
John.L.Barry@nab.com.au

Satish Chand
Director – Securitisation
+61 2 9237 1654
Satish.Chand@nab.com.au

Gary Tucker
Director – Securitisation
+61 3 8641 3289
Gary.Tucker@nab.com.au

ANZ is at the forefront of structuring innovative and ground-breaking securitisation transactions in the Australian and NZ markets. We tailor securitisation programmes to meet each client’s requirements – ranging from highly complex and technical structures with “on” or “off” balance sheet flexibility to traditional structures.

ANZ has structured and issued over A$20 billion across the following asset classes:

• Residential and commercial mortgage loans
• Vehicle and equipment loans and leases
• Trade receivables
• Collateralised loan obligations
• Credit and charge card receivables
• Whole businesses
• Insurance premiums
• Grower loans
• Margin loans
• Consumer loans
• Presale contract

ANZ has earned a reputation for innovation and creativity by completing award winning “market first” transactions.

• ABS Deal of the Year
• Best Securitisation Deal
• Innovative Deal of the Year
• First multi-borrower CMBS conduit structure
• Largest ever Australian Dollar Capital Markets transaction
• First auto captive warehouse in the Australian Securitisation Market
• First CMBS upgrade on a Lead Arranger Tap Issue

Contact us

Perpetual has been involved in the Australian securitisation industry since it’s inception in the early 1980’s. We are the leading provider of trustee and transaction support services to the Australian securitisation industry, holding funds under administration of more than $223 billion at 30 June 2008.

With services ranging from mortgage preparation and settlement right through to trustee and trust management, we are the only company in Australia who can offer the added benefits and efficiencies that come from dealing with a single securitisation services provider.

The recent global credit markets dislocation has driven demand for transparency of deal information and a greater focus on the roles of the standby servicer and standby trust manager.

Through our dedicated investor reporting service, ABSPerpetual.com, we can provide comprehensive and timely collateral, security and payment information on both domestic and international mortgage and asset backed securities to allow investors, issuers, analysts and custodians to analyse and compare securities. To provide enhanced transparency, subscribers will soon have the ability to download a greater range of historical and loan level data.

There is an increased focus on the roles of standby servicer and standby trust manager. As a result, the market now requires a business with demonstrated end-to-end loan servicing and trust management capabilities. Perpetual is well equipped to step-in following an event of default, sale or repossession of assets, through our established 3rd party loan servicing and trust management business.  Our capabilities are evidenced by our recent appointment to step-in to the trust management role for the Elderslie book. We have also stepped in to the additional roles of master servicer, special servicer and trust manager for the Mobius book in conjunction with Pepper Home Loans.

For more information on our services, please visit our website: http://ctrust.perpetual.com.au/  or contact

Westpac Institutional Bank services the financial needs of corporate, institutional and government clients that are based or have interests in Australia and New Zealand. Our network extends beyond the domestic focus of Australia and New Zealand, reaching into the international markets of New York, London, Singapore and Hong Kong.

Westpac is the leader in the Australian and New Zealand Securitisation Markets. We manage one of the largest Securitisation Conduits in Australia and New Zealand, Waratah Receivables Corporation Pty Ltd, and consistently lead the ABS Bond Market league tables.

Our team has a very broad business mandate that enables consideration of all forms of securitisation, portfolio funding structures and asset classes to gain the best possible funding solution for our clients.

For further information, please visit us at www.westpac.com.au

Or contact:

Securitisation
Level 3, 275 Kent St
Sydney NSW 2000

Craig Parker
Head of Securitisation and Asset Finance
T 61 2 8254 9116
F 61 2 8254 6941
E cparker@westpac.com.au

QBE LMI has been operating in the Australian and New Zealand residential mortgage markets for over 40 and 20 years respectively and has protected mortgage lenders' from loss throughout many cycles over this time.  Through our proactive approach, innovative products and services, and longstanding knowledge and expertise, QBE LMI helps its customers to manage and reduce risk.

QBE LMI embraces new ways of thinking to provide a variety of credit enhancement products to bank and non-bank lending institutions, making home ownership possible for many Australians and New Zealanders. In addition, QBE LMI provides important credit enhancement for residential mortgage-backed securitisation (RMBS) programs, which underpin mortgage lending from the non-bank sector.

Contact details

QBE Lenders' Mortgage Insurance Limited

Level 21, AMP Centre

50 Bridge Street

Sydney NSW 2000

Ph: +61 2 9231 77777

Fax: +61 2 9251 5550

www.qbelmi.com.au

Assured Guaranty Corp. (Assured), is a leading provider of AAA/Aaa/AAA rated financial guaranty and credit enhancement products to the global asset- and mortgage-backed securities, infrastructure, public finance and structured finance markets.  Assured is a subsidiary of Assured Guaranty Ltd. (NYSE: AGO), a Bermuda-based holding company that has been publicly traded on the New York Stock Exchange since April 2004.

Based in New York, Assured began operations in 1988 and is licensed in 50 states, the District of Columbia and Puerto Rico. Assured also has a representative office in Sydney, Australia. Assured has insurer financial strength ratings of AAA (stable) from Standard & Poor’s, Aaa (stable) from Moody’s Investors Service and AAA from Fitch Ratings. 

Contact details

Genworth Financial is a leading provider of Lenders Mortgage Insurance [LMI] and credit enhancement product solutions in Australia and New Zealand. Working closely with our partners, our aim is to make homeownership more accessible to borrowers through the provision of LMI solutions.

When you choose Genworth Financial you choose a team focused on delivering the highest levels of personalised service, whose keen ability to understand your market drives our willingness to take a commercial approach. Our success is founded on our total commitment to understanding our customers' business needs. We have developed a culture of accepting challenges and turning them into solutions that create value for our customers.

The Genworth Financial name is associated with financial strength and integrity throughout the world. Together with our predecessor business, we have insured over A$300 billion of residential mortgages since 1965.

For more information, please visit www.genworth.com.au

Genworth Financial

Phone: 1300 655 422

Fax: 02 9247 6733

Website: www.genworth.com.au

Moody's Investors Service is among the world's most respected, widely utilized sources for credit ratings, research and risk analysis. Moody’s commitment and expertise contributes to transparent and integrated financial markets, protecting the integrity of credit.  The firm publishes market-leading credit opinions, deal research and commentary, serving more than 8,700 customer accounts worldwide.

Moody's ratings and analysis track debt covering more than 100 sovereign nations, 11,000 corporate issuers, 26,000 public finance issuers, and 110,000 structured finance obligations.

In Australia, Moody’s rates over 95% of the Australian domestic issuance market. Our Sydney office employs more than 60 ratings professionals and we are renowned for rating transparency and excellence in servicing the investors, issuers and intermediaries who rely on our ratings and research.

Moody’s provides ratings on all key sectors of the global capital markets. In Australia, our particular strengths include:

• Project & Infrastructure Finance
• Public Private Partnerships
• Structured Finance
• Corporate Finance
• Financial Institutions
• Insurance
• Managed Funds
• Sovereign & Sub sovereign

For further information, please visit us at www.moodys.com.au

Or contact:

Fitch Ratings is a global rating agency committed to providing the world’s markets with independent, timely and prospective credit opinions. With 49 offices worldwide, Fitch Ratings’ global expertise spans across capital markets in over 150 countries.

Fitch Ratings is headquartered in New York and London and is part of the Fitch Group, which includes Fitch Solutions, a distribution channel for Fitch Ratings products and a provider of data, analytics and related services; and Algorithmics, a leader in enterprise risk management solutions.

The Fitch Group is a majority-owned subsidiary of Fimalac, S.A., headquartered in Paris, France.

For additional information, please visit www.fitchratings.com; www.fitchsolutions.com; www.algorithmics.com; and www.fimalac.com.

Contact:

Vickie Brumwell

Business Development

T: 612 8256 0305

Debt Capital Markets & Securitisation

Who we are
Our Debt Capital Markets & Securitisation team is an integral part of our Financial Services group. We provide legal services to banks, financial institutions and corporate and government sector borrowers in domestic and international financings.

We advise clients on transactions involving a range of both established and novel asset classes, including insurance premium pools, non-conforming loans, net interest margin receivables, pre-sale contracts, RMBS, CMBS, reverse mortgages, infrastructure cashflows and whole business transactions.

Our team consists of leaders in their fields. Several are named as leading individuals in the latest editions of Chambers Global, Asia Pacific Legal, 500, Global Counsel, 3000, Which Lawyer? Yearbook, International Financial Law Review, 1000, Euromoney Expert Guides and International Legal Who’s Who.

What our clients say
Chambers Global, 2006 describes our Debt Capital Markets & Securitisation team as “one of the most formidable practices in the market”, noting that “clients raved about the service standards on offer here”.

Our perspective
We know that clients want the best results when negotiating a transaction and they want the transaction settled quickly. Whatever the deal or the structure, we deliver results.

We go beyond vanilla domestic transactions.  We routinely act in groundbreaking Australian and international deals, such as the first major transport infrastructure project to be financed solely through the debt capital markets, the first reverse mortgage warehouse funding and the first dealer floorplan securitisation.

Other successes include the first pub securitisation, the first whole business securitisation, the first sub-tranched AAA-rated deal for non-conforming home loans and the first US$ private placement of a government infrastructure project under PPP guidelines.

Services
Our Debt Capital Markets & Securitisation team provides a complete range of legal services, including:

• Bringing a broad range of asset classes to market
• Acting for securitisation originators and arrangers in transactional and advisory capacities
• Providing regulatory advice including the application of APRA's prudential standards
• Acting for debt capital market issuers, lead managers and arrangers in domestic and Euromarket issues
• Drafting ISDA documentation in relation to structured derivatives transactions.

Contact
Paul Jenkins, Partner
paul.jenkins@blakedawson.com

Standard & Poor's, is the world's foremost provider of financial market intelligence, including independent credit ratings, indices, risk evaluation, investment research and data. With approximately 8,500 employees, including wholly owned affiliates, located in 23 countries and markets, Standard & Poor's is an essential part of the world's financial infrastructure and has played a leading role for more than 140 years in providing investors with the independent benchmarks they need to feel more confident about their investment and financial decisions.

For more information, visit http://www.standardandpoors.com.au

FirstMac at a glance

FirstMac is a leading 100% Australian-owned mortgage finance lender with almost 30 years experience and securitised assets of around $6.5 billion. It offers loan funding, loan servicing and portfolio management to the Australian home loan market.

Since 2002 FirstMac has released 15 AAA rated bond issues and has become one of the top 10 residential mortgage backed security issuers in Australia.

Today, FirstMac markets an extensive range of flexible and competitive home loan finance products via a national network of mortgage originators and brokers.

Success has been earned by tailoring mortgage products to suit the widest variety of borrowers - from first home buyers to investors, established borrowers looking to refinance, renovate or build, to luxury home buyers and the self-employed.

FirstMac’s ongoing quest for improvement and implementing fresh ideas and more streamlined systems has helped earn us an ‘Above Average’ Standard & Poor’s servicer rating.

FirstMac also prides itself on its experienced team of people with local knowledge, a long-term strategy and substantial infrastructure in place, plus a commitment to building strong relationships with partners and customers alike.

Contacts

Barclays Capital is the Investment Banking division of Barclays Bank PLC. Barclays Capital provides large corporate, government and institutional clients with a comprehensive set of solutions to their strategic advisory, financing and risk management needs including:

Barclays Capital has offices around the world, employs over 20,000 people and has the global reach, advisory services and distribution power to meet the needs of clients worldwide.

Our global approach to structuring, execution and distribution has allowed us to develop one of the international ABS market’s broadest and deepest franchises through which market leading volumes have been structured and placed in many jurisdictions.

With dedicated structuring professionals in Sydney and London covering the Australian securitisation market, we have the local understanding and the global experience to deliver the most effective and innovative funding solution to you.

For more information, please contact:

Barclays Bank PLC, Australian Branch. Australian Business Number 86 062 449 585. Australian Financial Services Licence 246617.

dBAS+ is an innovative firm that provides value added services to our Clients:

• Total Solution software packages e.g. Helios Securitisation Suite

• Complete range of database, hardware and software design, installation and support services.

• Hardware supply & support

• All IT consultancy

Our service is unique in its delivery as we develop strategic partnerships and provide hands-on IT services.

Our clients have the opportunity to benefit from the services of dBAS+ as a complete solution supplier for their entire Software and Hardware requirements.

dBAS+ on Securitisation

dBAS+ provides Helios, a comprehensive software solution for all securitisation needs, including pool cutting, forecasting, multiple asset classes, day to day management, IFRS compatible GL, end of month processing, cashflow, swaps, reporting and final redemption.

Helios removes the reliance, high risk and workload of managing billions of dollars of assets manually or via speadsheets.

dBAS+ is committed to supporting the securitisation community in Australia and the Asia Pacific region by creating software solutions which empower our partners with intuitive, flexible, functional software.

J.P. Morgan is one of the world’s leading international financial services firms as measured by client franchise, product breadth, geographic reach and size.

J.P. Morgan is part of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of US$2.3 trillion and operations in more than 60 countries.

With one of the broadest client franchises in the world, J.P. Morgan offers its clients a full platform that enables us to develop the most complete and innovative financial solutions in the industry. We have global leadership positions in all our key products – mergers and acquisitions advice, capital raising, restructuring, risk management and research.

J.P. Morgan assists its clients achieve their objectives across the entire debt spectrum from financial advisory, acquisition finance, global syndicated facilities to domestic and international bonds in the US, Europe and Asia for both high grade and high yield issuers, to hybrid capital and securitisation.

The J.P. Morgan Australian securitisation team provides solutions to clients across asset classes in both the term and conduit securitisation markets, providing its clients with superior banking and structuring expertise as well as world class domestic and offshore distribution and trading capabilities.  

For further information, please find us at www.jpmorgan.com.au or contact
Sofie Sullivan-Becaus
Head of Securitisation
Tel:  61 2 9220 1893
Email: sofie.e.sullivan@jpmorgan.com

Established in 1999, Hometrack has grown to become the leading housing intelligence business in the UK, with more than 90% market share in automated valuations (AVMs).

Now Hometrack is establishing a strong presence in Australia, offering its rigorous and highly accurate AVM to the Australian mortgage and finance industry.

The Hometrack Realtime AVM automatically values any residential property in Australia.

In a risk-averse industry, Hometrack’s advanced methodology, constant technological innovation, and huge data input provide confidence to lenders.

The Hometrack Realtime AVM is Australia’s most accurate AVM supplying instant and cost effective valuations for mortgage origination, portfolio assessment, risk assessment, whole loan trading, securitisation and Basel II.

As the mortgage market continues to evolve and AVMs find broad acceptance in Australia, Hometrack enables quicker, cheaper and more efficient service.

As a niche practice, we focus on quality service delivery for our clients. We deliver practical advice aimed at resolving issues to enable our clients to meet their objectives.  We are known for our personal approach.

As one of the largest firms in Australia and New Zealand, we have the breadth and depth of legal and support resources to meet client's needs. We offer a 'one-stop-shop' for Trans-Tasman transaction which is unique among our competitors.  We are further supported by our strong Asian network and London office that facilitate the execution of Australian and international transactions.  This ultimately leads to quality service delivery to our clients.

For more information, please contact:

AMAL Asset Management Limited (AMAL) was established in 1994 as a specialist servicer of loan receivables for lending institutions. With over $A8 billion of commercial, residential and consumer receivables under administration in both Australia and New Zealand, we are the region’s leading independent servicer. With a deliberate strategy not to be involved in the origination, legal review or custody of receivables, our sole focus is on providing clients with the most efficient and cost-effective servicing solutions available.

Our servicing platform caters for a wide variety of asset classes and our customers include some of the region and the world’s largest and most successful financial institutions. AMAL has offices in Sydney and Auckland and relationships with a number of groups throughout the Asia Pacific. AMAL is in its 12th year of accreditation under the ISO9001:9002 Quality Management program and has been ranked ‘Above Average’ by Standard and Poor’s as a loan servicer for the past three years.

For more information please contact

Brendan Weir

Executive Director

+61 2 9230 6706

brendan.weir@amal.com.au

“clients endorse the debt capital markets and securitization teams, which display ‘high-quality knowledge and efficiency’.” (Chambers Global, 2008)

"Freehills' securitisation team has gone from strength to strength" (IFLR 1000, 2009)

Freehills is a leading legal adviser on a range of cash and synthetic securitisations. We act in transactional and advisory roles for, arrangers, issuers, warehouse funders, dealers, credit enhancers, trustees, swap providers and originators both on domestic, offshore, RBA repo-eligible and other issues.

We act on a range of matters including RMBS, CMBS, NIM, auto and fleet receivables, trade/inventory receivables, CDOs, aircraft lease, PPP and other asset types.

Our team has acted in various capacities on a significant number of  recent financial markets workouts, restructurings and administrations including in relation to non-bank lenders RAMS/RHG and Seiza and entities such as Octaviar, Lehman Brothers and Kaupthing Bank. We are continuing to work with clients on a range of innovative and usual issues and structures that are arising as a result of ongoing market dislocation and government initiatives.

We have a strong national team that prides itself on technical excellence, commerciality and responsiveness We are recognised as a premier firm for all banking and finance categories by Chambers Global, Asia Pacific Legal 500 and PLC Which Lawyer with securitisation team members recommended or recognised as leading individuals by those publications.

For more information, please visit our website: www.freehills.com

Or contact: